Life insurance

SBLI Has Been Protecting Families for Over 1Years. Simply put: life insurance can remove many of your financial worries. Typically, life insurance is chosen based on the needs and goals of the owner. A life insurance policy provides affordable financial protection — and invaluable peace of mind — to people with friends or family who rely on them.

If the policy is being continued as reduced paid-up life insurance or extended-term life insurance. Affordable coverage for seniors.

Your rate is locked in for life. In return, you make periodic payments called premiums. Premiums can be based on factors such as age, gender, medical history and the dollar amount of the life insurance you purchase. With term life insurance , you’re only paying for the years where the need is greatest (when your kids are younger or in college), and it is usually the most affordable type of insurance. Compare Companies, Rates and Terms.

Get your free insurance quote. Get free life insurance quotes from SelectQuote today! Life Insurance - Free Quotes.

We help you find the best quotes, prices and plans for you from top term life insurance companies. No contact information needed. Coverage is available for 15- or 30-year periods.

After the first five years, the death benefit, which is meant to behave similar to your mortgage, decreases over the life of the policy. It is sometimes called a decreasing term policy. You choose the amount of coverage ($50minimum) based on your mortgage balance. These policies, while still being affordable and flexible, are designed to help ensure that your loved ones will be financially protected should unexpected death occur.

Term life insurance is the most common type of policy, and is a great option for young families who prefer to pay less for coverage. If you have a specific need or time frame in min then term life insurance may be your best choice. If you die within the term, your beneficiaries receive the payout.

Term life is a type of life insurance policy where premiums remain level for a specified period of time —generally for 1 or years. After the end of the level premium perio premiums will generally increase. Whole life insurance helps your family prepare for the unexpected. Over time, whole life policies build cash value that grows tax-deferre and can be accessed during your lifetime. Rates will continue to increase as you age due to a decrease in your total life expectancy.

The term life insurance quotes below are for a 20-year term life insurance policy with a death benefit of $50000. The life insurance quotes are estimates based on the health class you have selected.

Final rates are always subject to underwriting approval by the insurance company. There are many factors involved in the final approval price, such as (but not limited to) health history, lab , family history and driving record. And some of our permanent policies offer the opportunity to build cash value, which you’re able to use however you’d like. Features include level premiums and guaranteed death benefits.

Apply Online in Just Minutes! You’re already enrolling in other benefits – so checking the box for life insurance is easy. And because most employers offer payroll deduction, you don’t have to remember to pay the bill.